8 Key Factors That Discourage Investors From Putting Money Into Your Start-up

Articles Tagged with: Finance

8 Key Factors That Discourage Investors From Putting Money Into Your Start-up

By Atman Rathod

Today’s ideas are tomorrow’s winning businesses. Ideas executed brilliantly and with proper investment bring your business success. That is how the world of business got the likes of Apple, Google, McDonald’s, Amazon and so on.

But why in spite of the brilliant and promising ideas at the core of their business, many startups fail to attract investors? Why do investors hesitate to put their money into some startups? Read More

Financial stress and mental health

Financial stress and its impact on mental health has seen a rise in absenteeism, poor work performance and a lowered concentration span at work, says a South African corporate healthcare consultancy.

Statistics from the World Federation for Mental Health show that on average 36 workdays are lost due to mental health issues and that more than 10% of the employed populations have taken time off work for depression. Read More

Investment opportunities in Africa

Africa, as a continent, offers great returns for investors as compared to most emergent economies. Many African countries supply raw minerals to developed nations, however, there are other untapped investment opportunities. For a start, the continent has a population of over a billion people.

There are numerous opportunities in various industries like retail, infrastructure, agriculture and manufacturing.Read More

Business survival in challenging times

“Not the strongest species survive, nor the most intelligent, but the most adaptable.” ~ Darwin.

Based on Darwin’s words, it seems that the species that survive over time are neither the strongest nor the most intelligent, but those which have the greatest capacity to adapt to change.Read More

What have I learned on the Personal Financial Leadership Program?

What do participants on the Personal Financial Leadership Program say about their experience?

What are the benefits of participating in the Personal Financial Leadership Program?

This is what they said….

“Thank you, no one has ever broken down the reality of Personal Finances for me like this. I have learned a lot.”Read More

What should be done to strengthen MSMEs in Southern Africa?

South Africa’s small business failure rate of almost 80% within the first three years means the average entrepreneur’s chance of starting a business, growing it and creating much-needed jobs is painfully slim. The trend is similar across most of Southern Africa.

I have spent the last three years focusing on the question of why small businesses fail and why certain entrepreneurs are more successful than others. There seems to be little or no research in Africa dealing with the actual entrepreneur, and why some succeed and others fail. Most of the research deals with the environment and the actual business.

What should be done to strengthen MSMEs?

We should strengthen MSMEs by strengthening the core… the actual entrepreneur. Having spoken to dozens of entrepreneurs, I have discovered that those who become successful share similar personal characteristics. Thus, it seems likely that about 40% of the success of small scale businesses depends on the actual entrepreneur.

What can we learn from this?

We should initiate a new approach to entrepreneurship development which involves the personal development of the actual entrepreneur, with the objective of transferring the skills required to succeed in business. Cash flow training is important, but so is entrepreneurship focused personal development, personal initiative programmes, and other personal skills.

Please contact Agnes on agnes@adgeafrica.com for more information of our Personal Development Programme for entrepreneurs.

Fast facts about Personal Finances

A recent study by consulting firm PwC found that 53% of full-time employed adults in the US are stressed about their finances, far ahead of their jobs (17%), personal relationships (15%) and health (14%).Read More

Money struggles

Household indebtedness in South Africa is currently at crisis levels. At least three-quarters of South African households admit to being under significant financial pressure. Only 23% of South Africans have any money left at the end of the month – with the other 77% left flat broke at the end of the month, with no hope of saving any money. Read More

Financial Worries affect the majority of South African Employees

Money struggles can have a negative effect on more than just a person’s job performance level. Someone who is concerned over their financial situation is more likely to take out a loan or even a hardship withdrawal against their retirement savings. This seriously hurts their ability to save long term and adds to the stress they feel, which can further diminish their production at work.Read More

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